This is the full file; follow it from Part 1.

# OpenReceive + Stripe agent directions: build card and BTC, USDT & USDC checkout into a new app (Fastify)

```sh
# READ THIS FIRST: this file is 53 KB and a summary drops required steps. Download it whole:
curl -fsSL https://openreceive.org/agent-directions/stripe/new/fastify/full.md
# Skip the download only if you already have all of it: pasted, read from disk or fetched raw.
```

**In brief** (Part 1 has the details):

- Build card checkout on Stripe and BTC, USDT & USDC checkout on OpenReceive, on the design in Part 2.
- Before installing or editing anything, ask the user for a receive-only NWC code. One question per message.
- Next ask for the LSC code, then a Stripe test secret key, then Part 1's question about what is sold.
- Never echo a code or key or put one in a shell command. Do not suggest rotating one pasted here.
- Part 3's quickstart is not the end: after it, do Part 1 steps 5 and 6, then hand over.

Part 3 describes OpenReceive 0.4.23. Parts 1 and 2 are the Stripe design from https://openreceive.org/processors/stripe.

# Part 1: build card and BTC, USDT & USDC checkout into this app

This app takes no payments yet. You are building both: card payments through
Stripe, and BTC, USDT and USDC payments through OpenReceive, on one design that
runs in production. Card plans renew monthly. Plans paid in BTC, USDT or USDC
are prepaid passes. Credit packs and products cost the same either way.

This file has three parts:

- **Part 1** (this part): the order of work.
- **Part 2**: the design, which says what to build.
- **Part 3**: OpenReceive's own directions for this framework, including the
  full quickstart. Follow it for everything about OpenReceive, with the changes
  listed in step 4 below.

If this app already takes card payments through Stripe, stop and tell the user
to use the directions for an existing Stripe app instead: the same URL with
`/add/` in place of `/new/`.

## 1. The codes

Do Part 3's Step 0 exactly: ask for the receive-only NWC code, then the LSC
code, one question per message, and save each one yourself.

Then ask for one more, the same way: `STRIPE_SECRET_KEY`, a test-mode secret key
(`sk_test_…`) from the Stripe dashboard under Developers → API keys. Save it in
the same env file and never echo it. Build and test with the test key only.
Going live is the merchant's step, later.

## 2. One question: what this app sells

Ask in one message:

> What should this app sell by subscription? Give each plan's name, monthly
> price, and what it includes (features, or credits per month). Also any credit
> packs (credits and price) or one-time products. Or reply "example" for three
> plans at $19, $39 and $99 a month (100, 300 and 1,000 credits) and packs of
> 100, 300 and 1,000 credits for $15, $39 and $99.

Pass prices follow from the answer: 60, 180 and 365 days at 10%, 20% and 26% off
the monthly price, rounded to whole dollars. Use those unless the user gives
other numbers.

## 3. Read the app (no edits)

Find the account or user model, how sign-in works, the database and its
migration tool, the frontend (server templates or a SPA), any scheduler or
background jobs, and how tests run.

## 4. The OpenReceive quickstart (Part 3), with these changes

- **The payable row is the OpenReceive order** from Part 2. Create the orders
  table first, with Part 2's columns for both payment methods.
- **`authorize`, `amount_for` and `on_paid`** follow Part 2's "OpenReceive
  hooks". `on_paid` calls settle and nothing else.
- **Do not hand over after the quickstart.** Part 3's "After the quickstart:
  hand over, then stop" applies at the end of step 6 below, not here. When the
  quickstart is done (its doctor check is clean), continue with step 5.

## 5. Build, in this order

1. **Catalog**: plans with their card price, Stripe price ids, pass prices and
   what they include. Packs and products if sold. Create the Stripe products and
   prices with a small idempotent setup script (find each by its `lookup_key`
   before creating it) in test mode, and store the price ids it returns.
2. **Data**: orders, card subscription rows, pass access, pass records, credit
   lots and the ledger (if credits are sold), and a Stripe webhook event inbox,
   all from Part 2.
3. **settle** and **the access helper**, from Part 2. Every feature check calls
   the helper.
4. **Card checkout**: Stripe Checkout sessions in `subscription` mode for plans
   and `payment` mode for packs and products, with the account id in metadata.
   Plus a customer portal link for card plans and a success page that only shows
   a message.
5. **The Stripe webhook**, as in Part 2's "Stripe intake": verify, store, answer
   200, process, re-fetch the subscription, settle. Read `STRIPE_WEBHOOK_SECRET`
   from the environment. Until it is set, the app still boots and the webhook
   answers 400.
6. **The "Pay with BTC, USDT & USDC" endpoint** and **the checkout page** for
   one OpenReceive order, reachable from the account. Refuse a pass while a card
   plan is live, with Part 2's message.
7. **The pricing page and the account page**, as in Part 2.
8. **Expiry**: the sweeper on the app's scheduler, if it has one, and reminder
   emails if it sends email.

## 6. Check, then hand over

- Add tests: settle run twice grants once, extending a pass from `max(now,
  paid_until)`, a refused pass while a card plan is live, the access helper for
  card only, pass only, and both, and a webhook with a bad signature getting
  400. Run the whole suite.
- Ask for the last code, the same way as the others: `STRIPE_WEBHOOK_SECRET`
  (`whsec_…`). It is shown when a webhook endpoint for this app's URL is added
  in the Stripe dashboard, or when `stripe listen` runs on the user's own
  machine. If the user doesn't have it yet, finish without it.

Now follow Part 3's "After the quickstart: hand over, then stop", with these
changes:

- The link is the pricing page. One OpenReceive order for a 60-day pass of the
  cheapest plan is enough to prove that side. Keep it unpaid.
- One of the five lines says card checkout runs in Stripe test mode.
- If `STRIPE_WEBHOOK_SECRET` is still missing, name it in one more line, the
  only line allowed beyond five.

---

# Part 2: the design

This is the design both modes build. It runs in production next to Stripe. Use
this app's own names, ORM, migrations and conventions for everything below. The
table and column names here describe roles, not required names.

## The flow

```text
Stripe webhook (verified, stored, processed) ──┐
                                               ├──▶ settle(order) ──▶ grant
OpenReceive on_paid (inside its transaction) ──┘
```

Card payments keep coming through Stripe. BTC, USDT and USDC payments come
through OpenReceive. Both call ONE settle function. Nothing downstream of settle
may care which payment method was used.

## Data

**Orders.** One row per purchase, whatever the payment method:

- `payment_method`: `card` or `openreceive`
- `kind`: `card_plan_period`, `pass`, `credit_pack` or `product` (only the kinds
  this app sells)
- `amount_cents` in the app's currency (USD unless the app already prices in
  something else), integer cents. Revenue is always fiat, never sats.
- `status`: `pending`, then `paid` (plus whatever refund states the app already
  tracks)
- `reference`: for OpenReceive orders, an opaque random string (for example 12
  lowercase letters and digits), unique, set when the order is created. Never
  the row id: ids leak order counts and let anyone guess other checkout URLs.
- what was bought: the plan and days for a pass, the pack for a pack, the
  product or line items for a product
- the Stripe ids for card orders (invoice, checkout session, payment intent),
  each unique

If the app already has an orders, payments or purchases table that fits, add
these columns to it instead of creating a new one.

**Pass access.** At most one live row per account: `account`, `plan`,
`paid_until`. It is the prepaid equivalent of a subscription. Keep a record of
each pass bought (`account`, `plan`, `days`, `order`, `credits`) for history and
support.

**Card access** stays where Stripe's subscription state already lives, synced
from Stripe webhooks. A row that holds a Stripe subscription id is a card row
forever. Only the Stripe sync writes to it. Never write pass access onto it.

**Credits**, only if the app sells usage:

- One lot per grant: `account`, `source` (card plan, pass, pack, gift),
  `granted`, `remaining`, `expires_at` (empty means never).
- An append-only ledger of grants and spends, each entry with a unique
  idempotency key.
- Spend lots that expire before lots that don't: plan and pass lots first, then
  packs. Within a group, oldest first.
- Lock the account's lots while spending so two requests cannot spend the same
  credit.

## settle(order)

```text
settle(order):
  in one database transaction:
    lock the order row
    if order.status is paid: return          # replay, retry or second path
    mark the order paid
    case order.kind:
      card_plan_period → grant the period's credits (key: card plan + period start)
      pass             → extend pass access, grant pass credits (key: pass id)
      credit_pack      → grant pack credits, never expire (key: pack purchase id)
      product          → this app's existing fulfillment
  after commit: emails, receipts, live updates, background jobs
```

- Every grant writes under a unique key, so a replayed event cannot grant twice
  even if the order check were bypassed.
- OpenReceive runs `on_paid` INSIDE its own settlement transaction. If settle
  raises, settlement rolls back and OpenReceive retries on its next reconcile
  pass, so settle must be safe to run again. Anything that leaves the database
  (email, websocket broadcast, job enqueue) runs only after the outermost
  transaction commits.

## Prepaid passes

- Lengths: 60, 180 and 365 days by default. Show 60 first. A length the merchant
  doesn't sell has no price; refuse it on the server, so an old browser tab can
  never create a $0 pass.
- Price: card monthly price × days/30 × (1 − discount), rounded to whole
  dollars. Default discounts: 10% for 60 days, 20% for 180, 26% for 365. Store
  the pass prices with the plans, separate from Stripe's price ids. A plan sold
  only as a pass never gets a Stripe price id.
- Extend: `paid_until = max(now, paid_until) + days`. The access row takes the
  plan of the pass just bought, so a higher plan upgrades the remaining time.
- Credits: the plan's monthly credits × days/30, rounded, granted at once,
  expiring at the new `paid_until`.
- Never auto-renews. Show "One-time pass, no auto-renew" next to every pass
  price. Keep the buy button enabled for the customer's current plan, so they
  can renew early.
- A sweeper (the app's scheduler or a periodic job) ends pass access when
  `paid_until` passes. It never touches card rows. Access checks compare
  `paid_until` to now, so access ends on time even if the sweeper is late.
- If the app sends email: remind 7 days before `paid_until`, and on the day.

## When a customer has both

- **A card plan is live** (active, trialing or past due, even if set to cancel
  at period end): refuse passes, both in the UI (disabled button) and on the
  server (in the endpoint that creates the OpenReceive order). Copy: "You have a
  card plan. Prepaid passes become available once it ends. Credit packs are
  available any time."
- **The customer holds a pass, then starts a card plan:** both run. The pass
  keeps its days. Do not cancel the pass access row when a card plan starts.
- **A pass order paid after a card plan started:** settle it normally on the
  pass access row. Never move it onto the card row.
- **Features** come from the single best plan the customer currently has, by
  card or by pass. Credits add up across both.
- **One access helper decides everything:** what plan the account is on and
  whether it is entitled, from card rows (Stripe status active, trialing or past
  due) and the pass access row (`paid_until > now`). Every feature check, API
  gate and limit calls this helper. Route existing scattered checks through it.

## OpenReceive hooks

Part 3 explains the hooks. In this design they map like this:

- **The payable row is the OpenReceive order.** Create it in the app's own "Pay
  with BTC, USDT & USDC" endpoint, before the checkout opens. Its `reference` is
  what the checkout and OpenReceive see.
- **`authorize`:** the reference must belong to a pending or paid OpenReceive
  order owned by the signed-in account. Holding a reference is a claim, not
  proof.
- **`amount_for`:** returns the order's saved `amount_cents` as a decimal
  string, with a description such as "Plus, 60-day pass". Never a value from the
  request, never a live catalog lookup, never a float.
- **`on_paid`:** finds the OpenReceive order by reference and calls settle.
  Nothing else.

Every "Pay with BTC, USDT & USDC" click may create a new pending order. That is
fine. Abandoned pending orders cost nothing. The checkout page for an order must
stay reachable from the customer's account (for example
`/orders/<reference>/pay`), because that page is also where a payer claims a
swap refund.

## Stripe intake

In add mode, check the app's existing Stripe code against these rules and report
gaps in your hand-over. Don't rewrite it. In new mode, build it this way.

- Verify the webhook signature, store the event under its Stripe event id
  (unique), answer 200, then process it. Retry failed events. A periodic re-list
  of recent events catches missed deliveries.
- Events: `checkout.session.completed`, `customer.subscription.created`,
  `customer.subscription.updated`, `customer.subscription.deleted`,
  `invoice.paid`. Re-fetch the subscription from Stripe before applying it,
  because events arrive out of order.
- Fulfillment happens only in the webhook, through settle. The success redirect
  only shows a message.
- Card checkout uses Stripe Checkout (`mode: subscription` for plans, `mode:
  payment` for packs and products) with the account id in metadata.

## The pricing page

- Name the second payment method by its coins: "BTC, USDT & USDC". If the app
  has no swap provider configured (no LSC code), it takes BTC only, so say "BTC"
  instead everywhere below.
- One toggle, "Pay with card" / "Pay with BTC, USDT & USDC", controls the whole
  plan grid and pack list. Remember the choice per account if the app has
  accounts.
- Card mode shows plans that have Stripe prices. BTC, USDT & USDC mode shows
  plans that have pass prices. Decide this from the data, not from hard-coded
  plan names.
- Pass plan cards: a 60 / 180 / 365 day switch, the price "/ 60 days", the
  credits "granted at once", "One-time pass, no auto-renew", and a "Pay with
  BTC, USDT & USDC" button.
- The account page shows how the plan is paid: "Card (renews monthly)" or
  "Prepaid pass, until <date>". Card-only buttons such as "Manage payment
  method" appear only for card plans.

## Never

- Never write pass access onto a row that holds a Stripe subscription.
- Never fulfill on a redirect, a client callback or a payer-supplied amount.
- Never grant without a unique key.
- Never change Stripe prices, products, webhook endpoint or API version in an
  app that already takes card payments.
- Never call Stripe from `amount_for` or `on_paid`.

---

# Part 3: OpenReceive agent directions (Fastify)

**Step 0 in brief** (Step 0 below has the details):

- Before installing or editing anything, ask the user for a receive-only NWC code. One question per message.
- Next ask for the LSC code. If the user wants stablecoins, USDT, USDC, ETH, SOL or crypto, do not ask yes/no first.
- The user only pastes codes into this chat. Never ask them to edit .env or run a command to save one.
- Write each code into .env yourself, as Step 0 says. Never echo it or put it in a shell command.
- Do not suggest rotating or revoking a code because it was pasted here.
- Start the quickstart only once the NWC code is saved, and the LSC code is saved or the user said "Bitcoin only".

These directions describe OpenReceive 0.4.23.

Add OpenReceive to a Fastify application — the app you are already working in.
You do not need a copy of the OpenReceive source: the packages are on npm, and
the quickstart is appended to this file in full, so you can do the whole
integration without fetching anything. Prefer the published packages and the
routes the plugin registers — do not reimplement wallet RPC, settlement, or
pricing.

Do not clone the OpenReceive repository into this app, and do not copy a demo's
models (`ShopOrder`, a signed-cookie visitor, an in-memory catalog) over tables
that already exist. Find this application's order, product, and user models —
whatever they are actually named — and map the three hooks onto those.

Keep this application's frontend framework, authentication and database. Pick
the UI package that matches the frontend that is already here
(`@openreceive/react`, `/vue`, `/svelte`, `/angular`, or `/elements` for
plain HTML) — do not add React to a Vue app. Reuse the app's existing
session/auth in `authorize` and its existing database handle in `storage.db`.

## What OpenReceive is

A payment library that runs inside YOUR server. It registers as a Fastify
plugin (`@openreceive/fastify`, prefix passed at `register()`) that serves its
HTTP routes inside the application you are editing, issues Lightning invoices
against a wallet the merchant already controls, and calls back into your code
when one settles. There is no OpenReceive account and no API key, and
OpenReceive never holds the funds — the sats land in the wallet the merchant
connected.

The one required credential is a receive-only NWC code (Nostr Wallet Connect):
a string from the merchant's wallet that can create invoices and read their
status, and cannot spend. A swap provider (an "LSC" code) optionally lets the
payer send USDT, USDC, ETH or SOL instead, converted into that same
Lightning payment. Step 0 collects those credentials from the user; you write three hooks — `authorize`, `amountFor`,
`onPaid`;
OpenReceive supplies invoices, polling, settlement and the checkout UI. It never
owns orders, users, prices, or fulfillment.

## Step 0 — ask for the two codes, one question at a time

Before anything else, check one file: the project's `.env`, if it exists.
`grep -E '^(NWC_URI|LSC_URI_PRIMARY)=.' .env | cut -d= -f1` names the codes
it sets without printing them. Check with that, here and after each write,
not by reading the file, and never print the values. A code that is already
set is not asked for again; if both are set, skip to step 5 (making the
server load the file), then the quickstart.

Otherwise your next action is a question to the user. Do not install packages,
edit the app, write `.env.example`, or search anywhere else before asking
it. Do not read deploy config (compose files, platform secrets), Docker containers, or process environments, and never run
`printenv`. A new shop has neither code yet: hunting for one burns the turn and
can leak other secrets into the transcript.

Two server-only URIs are needed before the quickstart:

- `NWC_URI` — a receive-only Nostr Wallet Connect code,
  `nostr+walletconnect://…`. Required for Bitcoin.
- `LSC_URI_PRIMARY` — a Lightning Swap Connect URI,
  `lightning+swapconnect://…`. Required for USDT, USDC, ETH and SOL. Skip it
  only when the user says they want Bitcoin alone.

The user never edits an environment file. They paste each code into the chat;
you store it. Ask one question per message.

1. **First message — the NWC code, and nothing else.** Ask for it and walk them
   through getting it:

   > To receive payments I need a receive-only wallet code. In Rizful: open
   > the menu, tap NWC, choose Receive-only NWC code, and tap Copy
   > (https://openreceive.org/get_a_nwc_code_to_receive_payments). If you would
   > rather run your own wallet, Alby Hub works too: Connections → Add
   > Connection → Read Only. Paste the code here and I will store it.

   Do not mention `.env`, exports, or "tell me when it's set".
2. **When they paste it.** If it does not start with `nostr+walletconnect://`,
   ask them to copy the receive-only code again. Otherwise write
   `NWC_URI=<paste>` into the project's `.env` with your file-editing tool,
   creating the file if needed. Never write it with a shell command (`echo`,
   `printf`, a heredoc, `python -c`): the command line shows the code. Make
   sure `.gitignore` covers `.env` (and `.dockerignore`, if the app has one).
   Never echo the value, commit it, or put it in client code. Reply only that
   it is saved, then ask the next question.
3. **Second message — swaps.** If the user asked for stablecoins, USDT, USDC,
   ETH, SOL, altcoins or "crypto" (as in "Bitcoin and stablecoin payments"),
   this message IS the walkthrough below: send it as it is, and do not ask yes
   or no first. Otherwise ask whether payers should also be able to pay with
   USDT, USDC, ETH or SOL, then give the walkthrough. The walkthrough:

   > Go to https://lightning-swap.com, sign in for API keys, create a key, and
   > copy the whole URI (https://openreceive.org/set_up_swap_provider). Paste
   > it here and I will store it — or say "Bitcoin only" and I will continue
   > without it.

   Mention FixedFloat only if they already use it.
4. **When they paste it.** If it does not start with
   `lightning+swapconnect://`, ask them to copy it again. Otherwise add
   `LSC_URI_PRIMARY=<paste>` to the same `.env` with the file-editing tool,
   never a shell command. Swaps are now on, so build the refund route back
   (the swap non-negotiable below) as part of this integration. If they chose
   Bitcoin only, leave `LSC_URI_PRIMARY` unset and skip that route.
5. **Make the server load the file — yourself.** OpenReceive reads
   `process.env`, and a `.env` file on disk is not in it. Put
   `import "dotenv/config";` at the top of the server entry, as the quickstart
   does. When the app is started with Docker Compose, give the service
   `env_file: .env`. Restart the server after writing the file.

Do not invent placeholder URIs. Start the quickstart only once `NWC_URI` is
saved and `LSC_URI_PRIMARY` is saved or explicitly declined. The first boot
runs the receive-only preflight: if it reports spend methods such as
`pay_invoice`, remove `NWC_URI` from `.env` and ask for a receive-only code
again. Never set the spend-capable override to get past it.

### Upgrading an existing install

This is not the opening move of a new integration. When OpenReceive is ALREADY
installed here, `npx openreceive doctor` reports every credential as set/unset
(never the value) and probes the wallet. Check the installed
`@openreceive/node` and `@openreceive/browser` against the release named at the
top of this file: the headless display models below do not exist in older
versions, and the first tile click throws with nothing saying why. Upgrade
first.

Only then start the quickstart.

## After the quickstart — hand over, then stop

The quickstart is done when
`npx openreceive doctor --db <file-or-url> --url <app url>` is clean and this
app serves the checkout page for one of its orders. Doctor names any failed
check and exits nonzero; fix it before going on.
Doctor reads `.env` itself. Never source it into a shell: the `&` in a
code splits the value and prints the pieces.

Give the user that checkout link. The browser check in the quickstart's step 6
(payment-method icons, wallet logos, a pay tutorial) is theirs: name it in one
line of your closing message, and do not run it yourself.

You cannot pay the invoice: the code is receive-only. Do not pay, settle or
mark an order paid, and do not look for a way to (a wallet control port, a
test endpoint, another wallet). If the user wants a real settlement test, they
pay on that link from their own wallet, and `onPaid` marks the order paid.

Setup ends here. Your last message starts "Setup is finished" and has at most
five short lines (about 80 characters each): the link, the methods it offers,
and one line of what to look at. Send nothing after it. Do not list what
changed, copy out the quickstart's browser checklist, offer more work, or end
the message on a question.

- The link is to a real unpaid order. Keep that order; do not delete it.
- When this app's orders belong to a session or cookie, the user's browser
  cannot open the order you made. Then the link is the shop's own page:
  "Open <shop url> and click Buy: it opens the checkout." Do not explain order
  ownership or mention your test order.
- Name the methods it offers: Bitcoin, plus USDT, USDC, ETH and SOL when
  `LSC_URI_PRIMARY` is saved. Do not mention minimums, and never say a coin
  will not work or will not be offered.

## Non-negotiables

The quickstart below has the code. These are the rules it cannot state for
itself, and they hold for every integration.

- OpenReceive never owns orders, users, prices, or fulfillment. The section
  below is how those tables sit next to the library — not a second order model,
  and not a Prisma/Drizzle relation to `openreceive_payments`.
- Keep `NWC_URI` / `LSC_URI_*` server-only. Never put them in browser code,
  logs, or assets.
- Do not suggest rotating, revoking or replacing a code because it was pasted
  into this chat; that is the supported path.
- Work only in this application. Never read or run anything from another
  project on this machine (its `node_modules`, tools or source), for any
  reason. A browser and Playwright are not part of setup.
- Restart only this app's server, on the port it already uses: stop the
  process you started, or the one listening on that port, by its pid (or
  restart its Compose service). Never `pkill` or `killall` by name: that
  stops other people's servers too. Start it the way this project already
  does (its README, Procfile, compose file or package script), on its own
  port, not a port you pick.
- Run commands where the app runs. When a compose file builds it, run its
  package manager, generators, migrations and doctor inside that service
  (`docker compose exec` or `run`), and rebuild the image after adding a
  package. This machine's language version and database path are not the
  app's.
- To check that the running app sees the codes, run doctor: it reports each
  one as present or missing and never prints a value. Never print the
  environment (`printenv`, `env`, `docker compose config`), even filtered to
  names.
- The host owns the price. `amountFor` reads it from your own data; reject
  payer-supplied amounts.
- `authorize` runs on every request, and the `resource` it receives is a CLAIM
  the payer made, not proof. Read a framework session; never trust a body field.
- `onPaid` must be idempotent. Its database fulfillment commits once per `reference` — your order id, one
  per thing you fulfill, created before checkout, kept across retries, never
  reused. A fresh id per page load lets one order be paid twice.
- Receive-only NWC is required; a spend-capable code fails closed at boot unless
  explicitly overridden.
- There is NO merchant-initiated refund of a settled Lightning payment, because
  the wallet cannot spend. Swap refunds — a payer reclaiming a deposit that
  never converted — are the only refund OpenReceive performs, and only from the
  `refund_required` provider state. Do not build, promise, or imply a Lightning
  refund path.
- IF YOU TURN SWAPS ON, BUILD THE ROUTE BACK. A deposit that arrives short or
  late becomes `refund_required`, and the payer claims it on a SECOND VISIT,
  after leaving your page to fetch an address from another wallet. Three things
  must exist or that money is unreachable through your UI: a per-order URL your
  server serves (`/checkout/:reference` — `syncUrl` on `<Checkout>`, `sync-url`
  or `resumable` on `<openreceive-checkout>`), your own order-summary route to
  restore the order from, and the ATTEMPT.
  `/checkouts/prepare` returns no attempts, so a checkout rebuilt from the
  reference alone opens on the method grid. Re-picking the same coin
  (`POST /swaps`) re-serves the committed attempt — but only while it is live,
  and the shadow invoice behind a swap lasts about half an hour, after which the
  same click mints a NEW deposit address and the refund is off-screen. Keep the
  `payment_hash` and reopen the attempt with `POST /swaps/status`, which has no
  such window. On the drop-ins: `resumePaymentHash`, fed from `onState`, on
  `<Checkout>`; the `resume-payment-hash` attribute, fed from the
  `openreceive-state` event (`event.detail.state.payment_hash`), on
  `<openreceive-checkout>`. https://openreceive.org/guides/swap-refunds.md
- Show the payer WHAT THEY ARE BUYING. Return an optional `description` beside
  the price from `amountFor` and both drop-ins render it above the amount.
  Without it the checkout is a QR and "$1.00" with no sign of what the dollar
  is for.
- Show the payer the transaction record: `createTransactionDetails(...)` rows,
  collapsed behind a caret, on the live checkout AND on the receipt. A payment
  hash and a deposit txid are the only evidence a payer has that they paid you.
  `<Checkout>` / `<openreceive-checkout>` already render this panel and the
  `description` — these two rules cost you code only on a custom UI or your own
  receipt page, never a reason to replace the drop-in. (It returns no rows
  while the rail is `checkout_lock` — before the payer has chosen anything
  there is no transaction — so render the caret only when the rows are
  non-empty.)
- Pass the mount prefix AT `register()` — `fastify.register(openReceiveFastify,
  { …, prefix: "/openreceive" })` — so Fastify scopes the plugin's catch-all to
  it. Do not add a body parser: Fastify parses JSON itself. Behind a reverse
  proxy construct the instance with `Fastify({ trustProxy: true })`, or
  `rateLimiting` counts the proxy as the one payer.
- HTTP JSON is snake_case; TypeScript APIs are camelCase.
- Money is integers or decimal strings — never binary floats.

## Your tables, not ours

`npx openreceive scaffold payments` emits `openreceive_payments` and
`openreceive_meta` for THIS application's database. That is the whole
persistence OpenReceive needs. It does not replace your orders, users, or
products, and you do not join them.

- **Find this app's models first.** They may be named `Order`, `Invoice`,
  `Booking`, `Product`, `Variant`, `User`, `Account` — anything. Wire the hooks
  to those. Do not generate a parallel `ShopOrder` / `ShopProduct` / `ShopUser`
  stack.
- **The payable row's id is the `reference`.** Create it before checkout, keep
  it across retries, never reuse it. Pass that id to `<Checkout>` /
  `<openreceive-checkout>`. A fresh id per page load lets one order be paid
  twice.
- **Products (or the catalog) are the price authority.** Order creation reads
  live prices into the order (snapshot line items if this app has them).
  `amountFor` reads only that order — never a payer-supplied amount, never a
  live catalog lookup that could re-price a cart already placed. Return
  `{ currency, value }` as a decimal STRING, plus a `description` of what they
  are buying.
- **Users own the order; OpenReceive never sees them.** `authorize` uses the
  same ownership check this app already uses on the order show / pay page —
  `sessions.currentUser(native)`, a cookie, whatever it is. Pass `native` (the
  Fastify request) to this app's own cookie and session helpers, never
  `request`: that one is a Web Request, a helper that reads
  `req.headers.cookie` finds nothing on it, and every payer gets a 403.
  `resource.reference` is a claim the payer sent, not proof.
- **The order is unpaid or paid.** Do not copy `pending` / `expired` / `failed`
  / `attention` onto it. Those are attempt statuses on `openreceive_payments`. An
  expired invoice does not cancel the order; a later checkout may mint another
  attempt. The library refuses a new checkout under a reference that already
  settled (409).
- **Pass this app's `db` handle.** Do not add a Prisma/Drizzle relation from
  Order to `openreceive_payments`, and do not implement `PaymentRepository`
  unless no supported handle can reach this database. `reference` is not unique
  (many attempts per order). Fulfillment is a guarded transition on YOUR order
  row inside `onPaid` — `UPDATE … WHERE state = 'awaiting_payment'` (or this
  app's equivalent) through the `query` the library hands you, on that same
  settlement transaction, not a second connection from your ORM. Database writes
  only in the hook; emails, jobs, and pushes after commit. Placeholder style is
  the dialect you declared: `?` on sqlite, `$1` on postgres.

## If you build your own checkout UI

The drop-ins (`<Checkout>`, `<openreceive-checkout>`) already obey all of this.
This list is the short form of https://openreceive.org/guides/checkout-ux.md, for a
UI built on `@openreceive/browser/headless`. Read that before writing
components.

- Check Bitcoin → Switch payment method → Bitcoin: the grid must hide the
  Lightning invoice, then restore the same bolt11 without another mint.
- `createCheckoutController` is the engine. Do not hand-roll a poll loop.
- `createCheckoutStatusModel` for the status line. Do not draw a
  Cart → Pay → Done stepper. Read the model's `phase`, not the snapshot's.
- `resolveWizardSelection` decides whether to ask "which network?". A
  one-network asset starts the swap from the tile. Key `selectedAssetByGroup`
  by group (`USDT`), valued by `pay_in_asset` (`USDT_TRON`).
- `createMethodGridDisplay` for tiles, including `limitMessage` so an
  unavailable method says the minimum in the payer's currency.
- `createSwapDisplayModel` → `display.copyRows` for deposits: address, memo,
  and the bare amount each get a copy row. Render `swap.networkWarning*` as
  the model gives it.
- `swap.deposit_amount` is the only amount a payer is told to send. Never put
  a fiat valuation of it (`swap.fee.pay_in_fiat`) next to a stablecoin amount:
  "$50.03" under "50.05 USDC" reads as a typo, and the payer asks which one to
  send. The one fiat figure on a USDT/USDC deposit panel is the cart total
  (`payout_fiat`); express "you send" and the fee in the token. Use
  `createSwapFeeBreakdown(fee, swap)` — with the swap, not the fee alone — and
  it applies this for you; SOL and ETH keep a fiat breakdown.
- `createCheckoutSession` owns mint and swap start. To start swaps, pass its
  `swap` option (`selection`, `prefix`, `fetch`) together. Without it
  `startSwap` reports through `onError`.
- `createQrSvg` is async. Use `createQrSvgController` so you do not render
  `[object Promise]`.
- `checkoutLabels` for every payer-facing string. Only write copy it lacks.
- `stageSwapRefund` then `confirmSwapRefund` — only the second submits.
  Validate with `getSwapRefundFormError`. Treat `409` as a normal outcome.
- Pass `{ resumable: true }` to `createSwapDisplayModel` when the payer has
  a URL they can come back to, and render `display.refundReturnLabel`.
  Resume helpers (`createGuestCheckoutResume`, `createGuestOrderFetcher`)
  are on `@openreceive/browser`, not `/headless`.
- A refund replaces the deposit panel. On `refund_required` also drop
  "switch payment method".
- No "Open wallet" button on desktop.
- Wallet suggestions: `getPaymentWizardRoutes()` +
  `createWizardRouteDisplays`. Lightning only. Logos are data URIs; tutorial
  images load from a JavaScript chunk. For a custom headless UI, load it when
  a tutorial opens and look up the returned table by the tutorial's `path`:

  ```js
  import { loadPayTutorialImages } from "@openreceive/browser/headless";

  const images = await loadPayTutorialImages();
  const src = images[tutorial.path]; // data URI for the selected tutorial
  ```

  Render `src` as the image source and update your UI after loading. Existing
  display objects do not update: their `tutorial.image` stays `undefined` if
  created before loading. Alternatively, await the loader, recreate the displays
  with `createWizardRouteDisplays`, and render the new `tutorial.image`.
  Show the caption while loading or if loading fails; never use an empty image
  source. Deploy all JavaScript chunks and allow `data:` in CSP `img-src`.
  For missing images, check CSP errors, failed chunks, and stale displays.
  Registry paths are lookup keys; there is no asset option or image route.

## More documentation

Fetch one when the moment comes. Each is raw markdown, so a plain GET is
enough; drop the `.md` for the same page a person would read.

- https://openreceive.org/guides/authorization.md — before you write `authorize`
- https://openreceive.org/guides/environment-variables.md — every variable, and what is deliberately not one
- https://openreceive.org/guides/storage.md — the payment tables and the attempt state machine
- https://openreceive.org/guides/supabase.md — when the database is Supabase: its pooler, its certificate, and locking the tables away from its Data API
- https://openreceive.org/guides/node-orms.md — recipes for Prisma, Drizzle, Knex, TypeORM, Sequelize
- https://openreceive.org/guides/frontend-checkout.md — the drop-in's props, attributes and slots
- https://openreceive.org/guides/checkout-ux.md — read before building any custom UI
- https://openreceive.org/guides/headless-checkout.md — the controller, the display models, refunds
- https://openreceive.org/guides/provider-registry.md — where the wallet logos and pay
  tutorials come from: inside the JavaScript, nothing to serve. This is the page
  that owns the image rule, not the summary in checkout-ux.md
- https://openreceive.org/guides/automated-swaps.md — only if `LSC_URI_PRIMARY` is set
- https://openreceive.org/guides/swap-refunds.md — the refund flow, and the route back to it. Read it before you turn swaps on
- https://openreceive.org/guides/lightning-swap-connect.md — what an `LSC_URI_*` code actually is
- https://openreceive.org/guides/price-feeds.md — where the fiat→sats rate comes from, and how to replace it
- https://openreceive.org/guides/host-testing.md — testing your three hooks without a live wallet or provider
- https://openreceive.org/guides/rate-limiting.md — before a public shop goes live
- https://openreceive.org/guides/security.md and https://openreceive.org/guides/deploying.md — before this goes anywhere real
- https://openreceive.org/guides/api-reference.md — every route, option and error code
- https://openreceive.org/guides/custom-checkout-route.md — advanced: replacing the shipped adapter's routes with your own
- https://openreceive.org/guides/react-material-ui-recipe.md — a worked custom UI on a component library
- https://openreceive.org/guides.md — the index, if what you need is not above

Questions, or a problem with the library itself:
https://openreceive.org/contact

- https://openreceive.org/guides/payment-safety-upgrade.md — coordinated upgrades and reviewed repair of existing attempts

---

## The quickstart, in full

Inlined verbatim so this file needs no network access — follow it once Step 0
passes. The page it comes from is https://openreceive.org/guides/quickstart-fastify.

## Fastify quickstart

Fastify + React. Requires Node ≥ 22.

### 1. Install

```sh
npm install @openreceive/fastify @openreceive/react
```

Install the adapter for your server and the UI package for your frontend. The
wallet client, HTTP handler, and contracts come along as dependencies. The
`openreceive` package is only the CLI, and `npx openreceive …` below needs no
install. On a different stack, swap the two packages; the rest of this guide
stays the same.

|          | Packages                                                                                                                      |
| -------- | ----------------------------------------------------------------------------------------------------------------------------- |
| Server   | `@openreceive/fastify`, `@openreceive/express`, `@openreceive/next`                                                           |
| Frontend | `@openreceive/react`, `@openreceive/vue`, `@openreceive/svelte`, `@openreceive/angular`, `@openreceive/elements` (plain HTML) |

Express: [quickstart-node.md](https://openreceive.org/guides/quickstart-node.md) · Next.js:
[quickstart-next.md](https://openreceive.org/guides/quickstart-next.md). This page is the Fastify one.

On a fresh project, also install what this guide assumes you already have: the
framework, a static-file plugin for the checkout page, and an env loader
(`npm install fastify @fastify/static dotenv`). Install your ORM before step 2
too (`npm install prisma @prisma/client` on the Prisma path).
`openreceive scaffold` emits files for the ORM you name, but it never installs
that ORM.

Some editor sandboxes run npm with `ignore-scripts`. That setting skips
Prisma's engine download and esbuild's binary postinstall. If a typecheck or
build fails only in such an environment, the environment is the cause, not
your code.

### 2. Migrate the payment tables

```sh
npx openreceive scaffold payments --orm prisma   # or drizzle | typeorm | sequelize | knex
```

`openreceive scaffold payments` writes one schema or migration file for your
ORM, plus a wiring guide. It never touches a database.
→ [openreceive scaffold payments](https://openreceive.org/guides/api-reference.md#openreceive-scaffold-payments)

Then run the generated migration the way you normally do (for example
`npx prisma migrate dev`). OpenReceive runs the tables' logic at runtime, so
there is nothing else to generate. Details:
[Payment storage](https://openreceive.org/guides/storage.md), [Node ORM recipes](https://openreceive.org/guides/node-orms.md).

No ORM? You can pass a bare driver handle (`pg`, `node:sqlite`,
`better-sqlite3`) as the `db` in step 4. The scaffold has no flavor for it.
Instead of scaffolding, run the same DDL once yourself, using
`paymentsSchemaSql(dialect)` from `@openreceive/http`. Your adapter already
pulls that package in, but this import is yours, so install it too:
`npm install @openreceive/http`.

### 3. Add wallet credentials

Create a server-only `.env`:

```dotenv
NWC_URI=
LSC_URI_PRIMARY=
LSC_URI_BACKUP=
```

1. Get a receive-only NWC code from a compatible wallet
   ([get one here](https://openreceive.org/get_a_nwc_code_to_receive_payments)).
   Put it in `NWC_URI`.
2. Optional: set up a [swap provider](https://openreceive.org/set_up_swap_provider).
   Put its connection string in `LSC_URI_PRIMARY`, and a second one in
   `LSC_URI_BACKUP` if you have one.

Never put these values in browser code. Your app refuses to start if the NWC
code also advertises spend methods such as `pay_invoice`. Create a
receive-only code instead ([Security](https://openreceive.org/guides/security.md)).

OpenReceive reads `process.env`, so creating a `.env` file is not enough on
its own. [Environment variables](https://openreceive.org/guides/environment-variables.md) explains how that
file or your production secrets get into the process: `dotenv` on
Express/Fastify, auto-load on Next.js, and secret managers in production.

### 4. Wire OpenReceive

One plugin takes your hooks and a database handle. The plugin builds the
wallet client and the host. There is no background reconciler, meaning no job that checks pending
payments on a timer. Settlement runs during normal requests instead, through
the durable reconcile gate.

Two things are specific to Fastify:

- You pass the mount prefix **at `register()`**, so Fastify scopes the
  plugin's routes to it.
- You add no body parser, because Fastify parses JSON itself.

```ts
import "dotenv/config"; // loads .env into process.env; nothing else does
import Fastify from "fastify";
import { openReceiveFastify } from "@openreceive/fastify";
import { db, orders, sessions } from "./app.ts"; // your existing database handle and models

// Behind a reverse proxy or load balancer, rate limiting needs the real client
// IP — without this every payer shares the proxy's IP and one abuser can lock
// checkout for everyone. The Fastify spelling of Express's "trust proxy";
// drop it only if the app faces the network directly (see the rate-limiting
// guide).
const app = Fastify({ trustProxy: true });

await app.register(openReceiveFastify, {
  wallet: { nwc: process.env.NWC_URI! }, // receive-only NWC code; your app refuses to start otherwise
  storage: {
    db, // pg Pool/Client, node:sqlite, better-sqlite3, or a custom adapter
    onPaid: async ({ reference, paidAt, query }) => {
      // Settlement transaction; runs only for the first settled attempt for a
      // reference. The WHERE clause is the lock: a second fulfillment path of
      // yours (admin action, replayed job) updates zero rows and does nothing.
      // Use `query` here, not your ORM's other connection. `?` on sqlite, `$1`
      // on postgres.
      const claimed = await query(
        "UPDATE orders SET state = 'paid', paid_at = ? WHERE id = ? AND state = 'awaiting_payment' RETURNING id",
        [paidAt, reference],
      );
      if (claimed.length === 0) return;
    },
  },
  // The price for a reference — here, your order id — from your own data;
  // OpenReceive converts it into the Lightning invoice. Return null when
  // there is nothing to pay for. `value` is a decimal STRING from the order
  // row, never a float and never a request param. `description` is what the
  // payer is buying, in your own words.
  amountFor: async (reference) => {
    const order = await orders.find(reference);
    return order
      ? {
          currency: "USD",
          value: order.total.toString(),
          description: `${order.lines.length} items`,
        }
      : null;
  },
  // Your own access check: may this caller do this action to this reference?
  // `resource.reference` is your own order id, sent back by the payer's
  // browser — a claim, not proof — already validated as a non-empty string.
  // `native` is the untouched Fastify request: pass it to this app's own
  // cookie and session helpers, and a session decorated by @fastify/session
  // (or whatever this app uses) is readable on it. `request` is a Web
  // Request, so a helper that reads `req.headers.cookie` finds nothing on it
  // and every payer gets a 403.
  authorize: async ({ action, native, resource }) =>
    orders.viewerMay(
      await sessions.currentUser(native),
      resource.reference,
      action,
    ),
  // Recommended for public web shops: caps invoice creation at 60 per client IP
  // per hour. Leave it off (the default) for point-of-sale deployments, where
  // many payers share the terminal's IP.
  rateLimiting: true,
  // The mount. Pass it HERE, at register(), never only inside the options:
  // Fastify scopes the plugin's catch-all route to it, and the OpenReceive
  // routes live directly under it.
  prefix: "/openreceive",
});
```

Register the plugin after whichever plugin gives you sessions or auth
decorations, because `native` is that same request object. The plugin
handles shutdown for you. It registers an `onClose` hook that closes the
wallet client together with the app, so you have no `ready`/`close` pair to
manage. A deploy health check awaits `fastify.ready()` instead.

The first request checks the wallet. Later OpenReceive requests also settle
pending invoices, so a payer who closes the tab is still covered.
`authorize` runs on every request.
→ [openReceiveFastify](https://openreceive.org/guides/api-reference.md#openreceivefastify) ·
[authorize context](https://openreceive.org/guides/api-reference.md#the-authorize-context)

`rateLimiting: true` is for public web shops. Leave it off for point-of-sale,
where many payers share one IP. → [Rate limiting](https://openreceive.org/guides/rate-limiting.md)

An optional worker, `startNotificationWorker({ service, host })`, listens for
wallet payment notifications so settlement does not wait for the next page
load. → [startNotificationWorker](https://openreceive.org/guides/api-reference.md#startnotificationworker)

You can also compose the pieces yourself (`createOpenReceive` + `createHost`)
when you need a shared wallet client or a custom repository.
→ [createOpenReceive](https://openreceive.org/guides/api-reference.md#createopenreceive) ·
[createHost](https://openreceive.org/guides/api-reference.md#createhost)

Your app also needs an ordinary route that creates the order. It validates the
cart, computes the price with exact decimal math, and returns the order id.
The page passes that id as the `reference`. OpenReceive never takes a price
from payer input.

The `reference` is a string you choose, and it identifies what gets fulfilled.
Use your order id. Make it:

- one per thing you fulfill,
- created before checkout,
- kept across retries,
- never reused.

OpenReceive never looks inside the `reference`, but it relies on it:

- `onPaid` commits fulfillment once per reference.
- A new checkout under a reference that already settled is refused with 409.
- A fresh id on every page load would let one order be paid twice.

Naming boundary: TypeScript APIs use camelCase fields (`paymentHash`,
`amountMsats`). Everything on the wire is snake_case (`payment_hash`,
`amount_msats`). The wire means the mounted HTTP routes and the browser
snapshots.

### 5. Render checkout

```tsx
import { Checkout } from "@openreceive/react";
import "@openreceive/react/styles.css";

<Checkout reference={order.id} prefix="/openreceive" />;
```

The checkout renders, polls, and settles itself.

`@openreceive/react` and `@openreceive/elements` each ship a compiled
`styles.css`. Each sheet is self-contained, so a plain
`<link rel="stylesheet">` works with no build step. Each is also scoped: every
rule applies only inside what OpenReceive renders.

Serve the compiled `styles.css` without Tailwind processing. Import it from
JavaScript if your bundler handles CSS, or use a plain
`<link rel="stylesheet">`. Do not `@import` it into your app's Tailwind entry.
Its rules have low specificity, so your page's styles can override checkout
styles. Scoping does not prevent that.

`<Checkout>` is complete as rendered. It already shows the `description` from
`amountFor` and the collapsed transaction-details panel. Do not build a custom
UI to show them. The display rules for them become your job only if you
replace the drop-in component ([Checkout UX](https://openreceive.org/guides/checkout-ux.md)).

Match the host page's theme. By default the checkout follows the payer's
stored choice, then the system color scheme. If this page always uses one
theme, lock it with `<Checkout theme="dark" … />`. On the custom element, set
the `theme` attribute. Locking the theme keeps a white card off a dark page.
CSS variables under `data-theme` style the checkout.
[Frontend checkout](https://openreceive.org/guides/frontend-checkout.md) lists the settings you can change.

Everything the checkout draws ships inside the JavaScript: the payment-method
icons, the wallet logos, and the pay tutorials. There is no image file to copy
or serve, and no asset option to set. Deploy your normal JavaScript and CSS
build output, including any generated JavaScript chunks. Bundlers with code
splitting can wait to load tutorial screenshots until a tutorial first opens.
Single-file builds, including the standalone checkout, include them from the
start. If your Content-Security-Policy has a strict `img-src`, allow `data:`
([Provider registry](https://openreceive.org/guides/provider-registry.md#assets)).

That is the whole loop. Your server owns the price and the order. The payer
gets an invoice. `onPaid` runs inside the settlement transaction. If that
transaction rolls back, the callback may run again. For delivery to outside
systems, use an outbox in your app: record the message in the transaction and
send it after commit.

Buy a Button is a runnable illustration of this boundary
(`examples/buttons/server/fastify`).
It is not a template to copy models from. It has products, visitors, and
orders, and the three hooks are the only bridge to OpenReceive. Its host is
the smallest correct Fastify integration of the packaged checkout. Map that
shape onto the models in THIS app.

### 6. Verify

```sh
npx openreceive doctor
```

`openreceive doctor` checks Node, `NWC_URI`, and the swap-provider
configuration. It also probes the wallet relay to confirm the code is
receive-only. Add `--db <file-or-url>` to confirm the migration ran. Add
`--url http://localhost:3000` to confirm the routes are mounted. Every failing
line states its own fix.
→ [openreceive doctor](https://openreceive.org/guides/api-reference.md#openreceive-doctor)

Then open the checkout in a browser. Confirm the payment-method icons and
wallet logos render. Open a wallet's pay tutorial to check its screenshots.
If an image is missing, look in the console for CSP violations and in the
Network panel for failed JavaScript chunks. To fix it, allow `data:` in
`img-src` and deploy the complete build output. Do not add image routes or
copy package source images. Do not use registry `icon_path` or tutorial
`path` keys as browser URLs.
